Contact Elm Lenders, Odessa Business Loan Broker
When you contact business loan broker Odessa at Elm Lenders, bring twelve months of bank statements, recent tax returns, and a clear picture of how much capital you need and what it will fund.
When you contact business loan broker Odessa at Elm Lenders, bring twelve months of bank statements, recent tax returns, and a clear picture of how much capital you need and what it will fund.
Bring your last twelve months of business bank statements, two years of business tax returns (or personal returns if you're a newer entity), a current balance sheet, and a profit-and-loss statement covering the past year. If you're seeking equipment financing or commercial real estate funding, have the asset details and any vendor quotes ready. The more complete your financial picture, the faster we can compare SBA 7(a), working capital, business lines of credit, invoice factoring, and other structures against each other. Odessa businesses near the Permian Basin Industrial Park often need fast answers during expansion windows, so preparation saves days.
How it works
Call (432) 277-9687 to talk to an advisor during business hours, Monday through Friday, 9:00 a.m. to 5:00 p.m. Central Time. Our office sits at 1011 E 7th St, Odessa, TX 79761, Odessa, TX, a short drive east of downtown and minutes from West Odessa, Warfield, Gardendale, Goldsmith, and Pleasure House. Park on the street or in the adjacent lot. Walk-ins are welcome, but calling ahead ensures an advisor is available to review your numbers without delay. We do not use email for loan inquiries to keep your financial details secure and conversations direct.
Once we review your financials, you'll receive a written summary outlining which programs fit your situation, the approximate term lengths, collateral requirements, and any broker fees or third-party costs we can identify up front. We'll explain whether an SBA 7(a) loan offers lower long-term expense despite slower processing, or whether working capital or a business line of credit delivers speed at a different cost structure. You control the timeline; we never push you into a program before you understand every trade-off. Learn more about our process on the Apply for funding page, or read how we serve the region on our Odessa business loans hub.
Local insight
Elm Lenders works with commercial borrowers across Odessa and the surrounding Ector County corridor. Many of our clients operate in energy services, logistics, retail along Highway 80, and hospitality near the University of Texas Permian Basin campus. Whether you're in central Odessa or out in Goldsmith, the same broker team reviews your file, and the same cost-transparency standard applies. For background on our team and licensing, visit our About page.
How it works
Gather your financial documents, write down your funding amount and purpose, and call (432) 277-9687. Plan for a fifteen-to-thirty-minute conversation where we'll ask about revenue, time in business, existing debt, and collateral. If the initial fit looks strong, we'll schedule a deeper review and begin comparing lender options. No fabricated promises, no hidden fee surprises, and no obligation until you choose to move forward.
Reach us
Prefer to talk it through first? Call a local advisor and we will ask a few questions about your business, then let you know whether your profile fits commercial programs.
We are a broker, not a lender. There is no cost to apply and no obligation.
Service areas
We broker commercial financing for businesses across Odessa and the surrounding communities.
West Odessa anchors much of the region's industrial activity, with fabrication shops, truck-maintenance facilities, and oilfield-supply warehouses lining the corridors west of Highway 385.
Common questions
Talk to a local advisor and get matched to the right program, no obligation.